Tax solutions for startup founders

QSBS refers to equity in a company that meets specific criteria under the tax code, allowing startup founders, employees, investors and business owners to exclude up to $10 million or 10x the cost basis of an asset of capital gains from federal (and most state) taxes.

Stock that may qualify for up to $10M in capital gains exclusions—ideal for startup founders, employees, and early investors.

A CRUT is a tax-exempt structure that is well suited for individuals with high appreciated assets they have not yet sold. It allows you to defer the taxes you would otherwise pay when selling an asset, reinvest and grow those assets pre-tax inside a trust until you pull out money from the trust. At the end of the trust term, a portion is donated to a charitable organization.

Sell appreciated assets tax-deferred, receive income, and donate what’s left to charity at the end of the trust term.

ILITs are an efficient way of leveraging the power of life insurance to grow your wealth tax-free and pass it on to your heirs seamlessly. When you hold a life insurance policy inside one of these trusts, you can shelter the proceeds from estate taxes, protect assets from creditors, and provide long-term financial security for your loved ones.

Holds life insurance outside your estate to avoid estate taxes, protect from creditors, and pass wealth to heirs tax-free.

Spousal Lifetime Access Trusts can be game changers for high-net-worth couples wanting the best of all worlds: tax efficiency by moving assets out of their taxable estates, asset protection and financial support in case it is needed. Couples set up SLATs primarily to move appreciating assets out of their estate.

Lets one spouse gift assets out of their estate while retaining indirect access through the other, balancing tax and flexibility.

An IDGT is a type of irrevocable trust that is optimized for estate tax savings popular for individuals who either expect to be significantly over the lifetime exemption amount, or live in a low-tax state and expect to be at least somewhat over the lifetime exemption amount. The key feature of IDGTs is that they are disregarded for income-tax purposes but not for gift and estate tax purposes.

An irrevocable trust used to reduce estate taxes, where the grantor pays income tax but the assets are removed from their estate.

A non-grantor trust is an irrevocable trust treated as a separate taxpayer for income tax purposes. It's commonly used to shift income to beneficiaries in lower-tax brackets or to avoid state income tax in high-tax jurisdictions. Unlike grantor trusts, the grantor has no retained powers, so the trust—not the grantor—pays tax on its income.